Donate/Referral Links


Support my work by becoming a donor through Patreon or Paypal to access special rewards including the ability to have upcoming guests answer your questions, custom podcast episodes, group conversations, and personalized one-on-one discussions.

Click to support through Patreon:

Click to support through PayPal:

One-time donation:

Monthly Subscriptions

Support through Cash App here.


Referral Links

Sign up for American Express cards including cards I have including the Gold Card, Hilton Aspire, Business Gold Card, Blue Business Plus, and Business Platinum by using my referral link. Transfer American Express Membership Rewards points to airline programs to fly for next to no cost and enjoy various perks cards offer including dining credits, lounge access, and bi-annual shopping credits. I’ll gain extra points at no cost to you if you use my link.

Sign up for a Chase Sapphire Preferred card which grants a welcome bonus worth about $625 usable on travel through Chase’s Ultimate Rewards Portal — and possibly more value when points (including the 60,000 point signup bonus) are transferred to travel partners including Hyatt — among other benefits including double earned points on travel and dining purchases. Use my referral link to grant me Ultimate Rewards points at no extra cost to you.

Sign up for the Chase Ink Business Unlimited card for a welcome bonus of $500 cashback or 50,000 Ultimate Rewards points in addition to 1.5 points or 1.5% cashback on all purchases, 0% introductory APR, and no annual fee. Use my referral link to grant me Ultimate Rewards points at no extra cost to you.

Sign up for a Capital One Spark card to enjoy 2% cashback or 2x miles for every dollar spent. If you’re a new Capital One business card member, I get a bonus of $300 dollars and you get a bonus of $500 or 50,000 miles when you use my referral link. Both cards have no annual fees in the first year and can be good options although I would prioritize Chase and Amex.

Sign up for Google’s excellent contract-free Project Fi cell service which includes unlimited texts/calls and pay-as-you go data for $10/gb only paying for what you use. Use my referral link to give us both a $20 credit following one month of service!

Sign up for the Dosh app which gives you special deals and cashback for purchases made with a credit or debit card you link to the app. Use my referral link at no cost to you to provide me with a $5 referral bonus.


Try the Cash App using my referral code and we’ll each get $5! The Cash App allows you to send money via debit transaction with no added fees and take advantage of deep discounts known as boosts which offer $1 off $1.50 or more purchases at coffee shops, 10% off at select merchants, and much more.


I’m inviting you to join Drop, the free app that’s giving away millions in cash rewards every day! Link your credit and debit cards to shop through app portals to gain points which may be redeemed for gift cards. Use my code 3np6j to get points equivalent to a $5 gift card. Happy earning!

Use the payment processing service Plastiq to pay bills including taxes, utilities, mortgage payments, rent, and much more using your credit credit card. Plastiq charges a 2.5% fee for this service, but my referral code — 1062510 — will grant you 500 fee-free dollars which allows for an effective 1.25% fee for $1000 in payments! I will also get 1000 fee-free dollars when you sign up through this page. Plastiq can be quite powerful when used with credit cards offering high cash back and spending bonuses in addition to minimum spend bonuses. Plastiq also gives you the ability to refer and often offers promotions allowing for reduced fees and fee-free dollars.

Sign up for the Acorns app using my referral link in order to make small investments selecting from investment portfolios including bonds, emerging markets, international funds, small capitalization companies and more ranging from conservative to aggressive levels of risk tolerance. Purchases made using your debit card, linked to the app, will round up to the nearest dollar placing the extra funds into your investments. Gain and grant me $5 for signing up today!

Use the Pei app to gain passive cashback — up to $5 a day per merchants like Walgreens, Starbucks, CVS, and Subway — on purchases with your linked credit card. Use my code — opayvd — to join. Download here:

Use my referral link to join Swagbucks. Earn virtual currency you can redeem for discounted gift cards by using their shopping portal, shopping at affiliate sites, and getting rebates on services like food delivery services. Occasionally, you can buy 2000 Swagbucks (a value of at least $20) for $20.99 or less which results in a profit when considering credit card rewards, progress towards credit card signup bonuses, and daily goals.